Xpress Loan: SBI 5 Lac Rupees Instant Personal Loan | No Documents required

Hello SBI Account Holders,

   I have a good news for you if you or anyone else in your family is an SBI account holder. You've an opportunity to get 5 Lac Rupees instant loan without any documentation formality.

This loan is known as SBI Xpress Credit Personal Loan. It's an instant personal loan scheme to those with urgent requirements. This loan is given at low-interest rate, low processing charges.

How to get loan?

If you or anyone in your knowledge has ever taken a loan from any bank before, then you must know how difficult it is to get a loan from a bank nowadays. Bank managers or bank employees make a lot of excuses and make them very upset or refuse it clearly.


Bank employees ask you for a variety of documents that you cannot submit on time and eventually you have to sit tight and calm, but this time it will not happen to you.


Before I tell you how to take a loan and you apply for a loan, I tell you some important things: -

● Your account should not be closed.
● Your Aadhar card and PAN card must be linked with your bank account.
● Your phone number should also be linked to the bank account.
● You must also have an ATM card.
● Your bank transactions should continue.

How can I get 5 Lac Rupees loan from SBI?

Only SBI account holders can avail this scheme. If you already have an SBI account, then you have to check first whether you are eligible for a loan or not?


To check you have to make an SMS from your registered phone number, in SMS you have to type PAPL by giving a space and then the last four digits of your bank account and send this message to 567676. For example you can see the screenshot below.


If you are eligible for a loan, then the message will come on your phone even if you do not. If you are not eligible, your rejection can be the cause of anything. If you are eligible for a loan, then you have to download the YONO SBI application in your phone and follow these steps: -

* Open the YONO SBI application.
* Complete your registration on YONO SBI or login if done already.
* In the Loans section, select Express loan.
* Submit by filling your details.

That's it.


Within 48 hours of doing all this, you will get 5 lac rupees in your account.

Why to get this loan?

If you want to build a house or marry your son/daughter or do some other work, then you can complete your work by taking this loan. There are many benefits of taking this loan, such as:

* Low processing fees
* Instant loan processing
* No physical documentation
* 24×7 Convenience
* You do not have to pay any EMI for the next 6 months.
* You have to pay EMI after 6 months with 10% interest.


If you liked this post, then share it to those people who need a loan or they can do any work by taking a loan.